Benefits

Open Enrollment:

Monday, May 8th to Monday, May 22nd

Open Enrollment is your opportunity to determine if your current benefit elections meet your needs and learn about other benefit options which are available.  During Open Enrollment you may make changes to your insurance coverage (i.e. add coverage, switch plans or add/drop a dependent) and to sign up for your Flexible Spending Accounts for 2023.

View the 2023 Open Enrollment Guide for information about the  health plan options and cost, dental and vision coverage and more!  Rates effective July 1st can be found on page 10 or by clicking here.

• Click on your bargaining unit below for a specific health plan and rate information.
• Plan information can be found on SmartBen, the District's online benefits system, under Plans
• Open Enrollment elections are made on SmartBen.  
• SmartBen Open Enrollment Instructions
• Logging into SmartBen; https://isd622.smartben.net 
• User Name: Social Security number (no dashes or slashes)
  Example for: 123-45-6789; Enter: 123456789
  Password: Birthdate (in MMDDYYYY format)
  Example for: July 31, 1967; Enter: 07311967
• Virtual Open Enrollment Drop in Meetings
• Google Meet joining info
  Video call link: https://meet.google.com/zri-ehix-tgk
  Or dial: ‪(US) +1 442-278-1494‬ PIN: ‪357 666 227‬#

July 1, 2023 Rate Update:

• The District health insurance rates will have a 4.5% overall rate change effective July 1, 2023. Note this is an overall percentage and there will be slight changes to the specific plan rates. For July 1, 2023, there are no benefit changes to the Copay or VEBA health plans.  The HSA health plan will have a slight increase in the deductible amount to comply with IRS regulations.The District’s health plan claims and costs continue to increase. 
• The annualized paid claims through June 2023 are projected to be 6.2% higher than last plan year ending June 2022.  Based on projected claims, anticipated enrollment, and increased cost of services, the health rates for July 1, 2023 was calculated to increase by 11.6%.  
• The District is fortunate to have a Self-Insured Health Fund to help mitigate increases.  The Insurance Committee recommended and the Board approved utilizing dollars from the Self-Insured Health Fund to provide a lower rate for the 2023-2024 year.  It is anticipated that approximately $900,000 dollars of the Health Fund will be utilized to subsidize the rate reduction.  The Health Fund dollars provide a one-time opportunity for rate relief.  It will not be sustainable to use the fund at this pace every year.  Thus, the Insurance Committee will continue to evaluate and review the health plans for ways to reduce costs while still providing quality coverage for employees.
• As the bargaining unit contracts are not settled for the 2023-2025 contract years, the District Contribution for July 1, 2023 has not been determined.  The employee cost will not be higher than the rates listed in the Open Enrollment Guide.  Click on your specific bargaining group for the most up to date rate information.